Dr. Ariston P Awitan

IMPROVING YOUR FINANCIAL IQ

Arranged by: Ariston P Awitan, M.D.

As I have said before, and I will say it again, I do not claim originality of what I published here. I am just a messenger relaying to my listeners in BuildingFortunesRadio.com and readers of my YoumongusBlog.com materials that I believe will help my listeners and readers in their personal/educational development and wealth creation. As a member of Elite Marketing Alliance and YourKey2Wealth, I have the privilege to access these materials for my personal development and for securing my financial future. But it does not stop there. I want to share what I have to my friends– listeners and readers.

What I am sharing here is just a small sample, a “drop in the bucket” if you will, of what is available in the back offices of the above two programs where I am a member. We have, I would say, more than 99% of what is available for you if you become a member of these companies. We so not only have e-books, but we have audios, videos, seminars, webinars, books, authors and authorities of educational materials, blueprints, etc.

What I am presenting to you here is just a small fragment just to
“stimulate your appetite” for your wealth education. This is a free service that I provide for my followers. So enjoy reading.

Chapter #1:

Foundation in Financial IQ

Naturally, most if not all of us want and crave for something better. It is all
part of us if we want a bigger car, a better house, buying good things for the
family. We keep hoping for more but, in order to get what you don’t have,
you have got to do something you have never done before.

Definition Of Insanity

Doing the same thing over and over again YET expecting
different results!

As an employee, you can’t stay at the same job forever and hope that a
miracle will happen and your boss will suddenly give you a raise. You will be
lucky that there is no downsizing in your company. Switching to another
company will only provide a short term solution to a long term problem.
Sure, you can take up a second or even third job, but do you have enough
hours and stamina in a day to sustain it?
The bottom-line:

Trading time for money isn’t wise financial sense in the long
term.

You keep on increasing the hours just to win the rat race, but in the
end of the day, you are still a rat on the mill!
Increasing your wages only puts you in a higher tax bracket. Your salaries
increase but so does your expenses on your house and car. How will you
– 6 –
invest in yourself when all the time you spend working for a company,
working for the government paying taxes and working for the bank paying off
your house and car?

What if you fall sick and can’t work tomorrow? Will the
government take care of your family?
I highly doubt so.

So isn’t it time you take your finances a tad more seriously?

What Is Money?
You see, there are many ideas of what people think money is.
Some say it is a form of measurement.
Yes, but a measurement of what? Wealth? In the olden days, people
measured wealth by how many cows, sheep and horses they had. But do
people measure wealth today by your cows and horses? How about slaves?
Was there a time where manpower is considered a hot commodity? Are
slaves worth anything today? Are your dollar bills sitting in the bank going to
protect you if a recession strikes the country? No, wealth can not be
measured by the dollar bill.

Some say it is a form of power.
Yes, money can give you power, but if you are stuck on a desert island
forever with a trillion dollars, will that money mean squat to you? If someone
offered you water and a helicopter to fly out of there, you would trade all
your money in a split second, so money is not an accurate measurement of
power – it heavily depends on how and wisely you use it (hint!).
Many believe it is the root of all evil… and several others take on this
belief without much questioning.
– 7 –
Now, now, now… money is NOT the root of all evil (otherwise, why do you
think churches still accept monetary donation and charity?).

The love of
money is the root of all evil.

Remember, money is an excellent servant but a
terrible master. If you are trading your life away for the dollar, money then
has power over your time and life.
And unless you have proper financial intelligence, the lack of money can
spawn a lot of evil thinking and negative mindset as observed in primarily
cheats, thieves, criminals, breakups, freeloaders, cheapskates, and more to
name.

But what is money, really?

Money is an idea, backed by confidence.

While money has naturally been developed by merchants in the older days to
replace the questionable barter system, money today is literally invented by
the rich and wealthy.

Entrepreneurs are willing to part with their money to buy other people’s time.
Other people’s time i.e. employees and self-employed people becomes their
employer’s asset

and the employers have this priceless resource to go on to create
more wealth for themselves.

And here’s the thing: as long as you work for money, you are enslaved
by it!

80% – 90% of the populations today are being enslaved involuntarily.

What we don’t realize is that there is a part of our soul that cannot be bought
at whatever price.

Would you chop off your little finger if your boss offered
you 24 months of your salary immediately?

You and I know we are worth
more than that. But when you hear of cases of people selling their body parts
for cash in some countries, we can have our eyeballs pop out of our eye
sockets.

Awareness Before Change

Now don’t get me wrong: I’m not banging on working at a job (I worked at
one before I became an Internet Entrepreneur).

But let’s face it: our needs today are growing more than ever before in any
period of history.

Prices go up, salaries don’t. There are more baby boomers
than ever and have very little pension to show for their decades of years of
work efforts.

And there is no guessing to how many people really, really hate the
unhealthy, hectic lifestyle of getting up early, coping with stress for most
parts of the day, join traffic jams, spend more money and time in traveling,
enjoy very little rest, and repeat the viscous cycle.

Definitely doesn’t paint a nice financial and lifestyle picture, huh?

The first step to change is to be aware of the problem. Awareness before
change (or ABC for short) is necessary if you are to make any changes in life
to start taking control of your financial life and then get out of the rat race.

We need the awareness to know what state we are in so we know where we
are going.

For starters, indulge me in a quick exercise as we exit this chapter
shortly:

Time And Money

There are generally 4 types of people in the world:

(1)No time, and no money.

Most employees fall into the category. You can’t go shopping on a
Tuesday afternoon or fire your boss whenever you like. Most
employees can’t even save money in their pension to last 3 years!

(2)No time, lots of money.

Self-employed, professionals and small business owners are in this
category. They are slightly better off than the employee because they
earn more, but they have to work even harder than employees to keep
up with the diminishing profit margins, competition and servicing their
customers.

(3)Got time, no money.

A lot of farmers, villagers, college dropouts or bums have lots of time
but no money. Maybe ignorance is bliss, but without a stable source of
income, how long can you last many days forward?

(4)Got time, and lots of money.

It is the category that

big business owners, landlords, investors are in.
Imagine, not having to work for money, but having money to work for
you by investing them and earning profits by using your money to
make money.

Short Quiz
1. Which one of the four categories are you currently in?

2. Which one category do you desire to be in tomorrow?

CLOSING REMARKS

IF YOU DESIRE TO BE IN THE FOURTH CATEGORY TOMORROW

You have to be either:

A Business Owner

A Landlord, or

An Investor

If you are not a landlord or an investor yet,

Then you can plan to be a Business owner.

And the best way I know to to be a business owner

without a huge capital out of your pocket,

no employees,

no inventories,

no huge overheads,

Is to have an online business
as a to member of: either

Elite Marketing Alliance

Or YourKey2Wealth

Or to be a member of both.

Elite Marketing Alliance is a high-ticket program.
We are very selective whom we partner with. We only talk to prospects already interested in our program.
The community of highly qualified members helps us succeed in our business.

YourKey2Wealth is not a business, is not an investment, not MLM, not a Ponzi scheme, not a Gifting Program, not a pyramid.

It is a private membership club like a private country club, but instead of the members playing Golf or Tennis, they come for wealth education and wealth creation.

It is definitely worth your precious time checking my websites
below.

If you want to stop trading time for dollars and have time freedom
Here are my websites:

http://partnerwithmeabc123.com
(for Elite Marketing Alliance)

http://retirelikemeabc123.com
( for YourKey2Wealth)

This is Dr. Awitan
Phone # 713-392-5493

Watch the Next Post for Chapter 2: Ways to Achieve Wealth

Bye now !

NOTE:

Dr. Ariston P Awitan is a retired Orthopedic Surgeon, now a Professional Network Marketer, with a mission to help people, especially struggling network marketers who failed in many online businesses but did not quit, still with a burning desire to improve their lives, desiring to be financially free.

My Contact Information:
Phone: 713-392-5493
Skype: doctony1932
Personal Blog: http://makemoneyabc123.com
Radio Show:
http://buildingfortunesradio.com/dr-awitan-peter-mingils/